Naples, N.Y. – Five weeks after Wayne Schenk was diagnosed with inoperable lung cancer, he hit a $1 million state lottery jackpot on a $5 scratch-off ticket.
With doctors giving him little more than a year to live, the former Marine has no need for a new house, or a fancy car. He’s hoping to buy a little time – by checking into a Philadelphia hospital that specializes in treating advanced-stage cancers.
“I understand money can’t buy everything, but money can prolong things, you know?” Schenk said.
It’s proving much trickier than he imagined.
The $1 million New York Lottery prize pays out in $50,000 annual installments over 20 years, and the Eastern Regional Medical Center told him it would need $125,000 up front and $250,000 in reserves to be tapped as his treatment proceeds. His insurance with the Department of Veteran Affairs cannot be transferred to an out-of- network provider.
“If it wasn’t for bad luck, I’d have no luck at all,” Schenk, 51, said with a wheezy laugh as he sat in a friend’s pickup outside an attorney’s office where he recently went to draw up his will.
Schenk recently cashed his first lottery check – $34,000 after taxes – and is still scrambling to find a lump-sum arrangement.
He’s been offered a lump sum of more than $400,000, but after taxes he’d be left with only a little more than $200,000.
Chris Hamrick, a spokesman for the Cancer Treatment Centers of America, which runs the Philadelphia hospital, said officials were looking into how they could help.
Schenk also has turned to his state assemblyman, Joseph Errigo, who plans to co-sponsor a bill to allow the lottery to award a lump sum in extraordinary cases. But a legislative change could take longer than Schenk has.
“We’re incredibly sympathetic,” said Susan Miller, deputy director of the New York Lottery. “But we’re not able, because of our rules and regulations, to just write him a (lump-sum) check. We’re absolutely willing to expedite the paperwork if he can talk to a bank or a company that does this.”
For now, the lifelong smoker whose parents both died of lung cancer in the 1990s drives every few weeks to the Veterans Affairs Medical Center in Syracuse for chemotherapy sessions – and is even looking into enlisting in an experimental cancer-drug trial.
