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Getting your player ready...

Speculators are getting heaps of blame for the spiking cost of oil.

But their ranks are filled not just with hedge funds and investment banks. It may also be you.

When the chairman of the Commodity Futures Trading Commission said he will look into limits on speculative trading, he pointed to index traders and ETF managers. Restrictions on trade could affect index funds tied to crude and popular ETFs, such as USO. More investors have been turning to such funds in recent years in search of diversification.

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