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MIAMI — The Securities and Exchange Commission charged a prominent Miami couple Wednesday with operating a $135 million Ponzi scheme through a real-estate investment scam that defrauded hundreds of people, mostly elderly Cuban-Americans.

The SEC complaint filed in federal court claims that Gaston Cantens, 71, and his wife, Teresita Cantens, 73, promised unusually high returns of between 9 percent and 16 percent on investments in their Royal West Properties Inc.

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