Ever need a spending do-over? American consumerism and regretted purchases go hand in hand.
But you can undo some dumb spending decisions or at least mitigate the damage.
Ditch an auto lease:
Got in over your head with an auto lease? Transfer your lease to someone else. It can help to use such online brokers as .
Dump a cell contract:
Paying an early-termination fee can be worthwhile if you’re in a bad contract. Fees are usually prorated based on how far into the contract you are. Even if you have to pay a full $175 termination fee, you make that up in less than three months if your bill is $60 a month. And you could sell your phone to further mitigate the cost.
Return products:
Your best bet comes from returning the item to the seller. And some credit cards offer a “return guarantee”: The card issuer will refund your money if the retailer won’t, assuming you return the item within 90 days, said Edgar Dworsky, editor of .
