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Getting your player ready...

Money

Don’t spend it

Website Bankrate.com recommends an interesting tactic for saving money if you’re having a hard time getting started — . Take a day, two days, whatever, and spend zero dollars. This has the dual effect of actually saving you money and forcing you to think a little more about how much you spend, and what may trigger that spending.

If that sounds a little dramatic, you might try spending fasts by category — resolve to spend no money on food for two days, or . You’ll need to plan ahead, of course, and therein lies the trick. Planning is a big money-saver.

Stress

Apps and sites to help de-stress at work

If your job involves sitting at a desk and using a computer for most of the day, you might find LearnVest.com’s list of . The tools range from reminders to get up and stretch to guided relaxation.

Time

Get in the zone

Having a hard time concentrating on the task at hand? Try a quick change of scenery.

Shut off your e-mail and your phone for an hour and set yourself up at another desk, in another room — something away from your usual workspace.

This hard reset of your internal computer will help tear you out of whatever processing rut your mind might have been in. After an hour, you’ll know whether or not you should stay in your new spot or if you can safely head back to your desk to finish up.

— Dave Burdick, The Denver Post

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