ACalculator has an entire set of free online financial tools to calculate about savings, investment, tax planning and more.
Want to pay off your auto loan early? There’s a calculator for that. Just plug in the terms of your loan, and adjust your payment to .
The calculators will even make graphs for you. Graphs are neat. (screenshot)
Perhaps one of the most helpful is the , an adjustable tool that allows a complete picture of retirement savings and potential distribution. For example, let’s say a 45-year-old with 20 years left to contribute starts with a balance of $45,000. In this scenario, we will set the annual inflation rate at 3 percent with an annual rate of return of 8 percent. This person would have enough at the age of 65 to take monthly withdrawals of $2,977 over 20 years.
If you’re feeling especially mortal, use the (warning: this may shock you into adopting that new workout routine you keep putting off) and then go back to the Investment Savings and Distributions Calculator and change your data. For example, say the person in the example above learns they have a life expectancy of 72, giving them 7 years to live post-retirement. They could make monthly withdrawals of $6,742.
Depressing, yet educational.
Because this is totally realistic…
There are also plenty of : Determine how old you are in years, months and days, and determine how much concrete you will need to complete a construction project. And in the realm of completely out there, there’s even one to calculate the risk of developing .
Finally, in the realm of “things that are designed to help us but turn out to be really depressing,” there’s the “” calculator that shows how much must be saved to earn a million dollars.
Check out . Warning: Crunching numbers might be addictive.
