Helen H. Richardson, The Denver Post
Colorado borrowers have the widest gap between the low-rate mortgages they hold and what they would have to pay to acquire a new mortgage. That could keep more people locked-in. (Photo by Helen H. Richardson, The Denver Post) 
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Nowhere does a bigger gap exist between the average mortgage rate borrowers are holding and what the market is currently charging than in Colorado, which creates a greater disincentive to ever sell, according to a study from U.S. News & World Report.
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