Credit card overuse, late bill payment or identity theft can contribute to serious credit problem.
How can a person reign in credit spending and re-establish a good credit history? The answer may lie at a local bookstore or library.
A number of books offer insights and tips on how to cope with credit issues. Here are a few titles:
“The Credit Repair Answer Book” by Gudrun Maria Nickel; Sphinx Press ($14.95) Discusses dealing with credit agencies, credit problem warning signs and the bankruptcy option.
“The Guerrilla Guide to Credit Repair, 7th Ed.” by Todd Bierman and Nathaniel Wice; St. Martin’s Press ($12.95) How to decipher a credit report, credit payment negotiating and credit repair techniques.
“Credit Repair, 7th Ed.” by Robin Leonard; Nolo ($24.99) Workbook with a range of credit repair information and re-establishing good credit.
“The Complete Credit Repair Kit” by Brette McWhorter Sember; Sphinx Press, ($19.95) Covers credit reports, reducing debt and finding credit assistance.
“The Credit Repair Kit, 4th ed.” by John Ventura; Dearborn ($18.95) Explains how credit reports and scores work, correcting problems with a credit agency and rebuilding credit.
