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Q: I serve on my town’s Cultural Council, which awards state-financed grants to local arts projects. Many council members themselves are artists and are permitted to apply for grants. Those members leave the room when we consider their proposals. But unlike ordinary applicants, every council member seeking a grant has received one. Is it ethical for council members to receive these funds? — Name Withheld, Massachusetts

A: Conflicts of interest cannot be averted simply by having a potential beneficiary put his head down on his desk and close his eyes or leave the room for two minutes The interconnectedness of town life demands more stringent safeguards.

The law does permit you to finance a colleague if certain procedures are followed. Your state’s “Local Cultural Council Program Guidelines” declares: “a grant to a sitting council member individually will, at a minimum, involve a disclosure filing, local legislative or (Massachusetts Cultural Council) exemption and nonparticipation in the decision.” But as the guidelines acknowledge, these are minimum requirements to deter conflicts of interest, and a local council may go further and “make its own rules regarding funding council members.” Ethics demands that you do.

You might forbid council members to apply for grants during their tenure. Or submit member applications to a council in another town. They do yours; you do theirs.

Q: I am a casino employee and an expert in gaming. At another casino, I saw a woman losing heavily at blackjack, a game requiring some skill. Clearly she had no idea of the statistics of the game and was throwing away money on bad bet after bad bet. She would have been better off playing roulette or slot machines or any game based on luck. Should I have said something to her? — Name Withheld, California

A: Any chef passing a bad bistro is permitted but not required to offer his professional opinion to would-be customers: Danger! Inedible coq au vin! Similarly, you could have spoken to that blackjack loser. Consider this: Where do you suppose the money came from to build this lavish casino? Or to chant the self-serving mantra of the casino owner: Gambling is a form of entertainment for which some people are willing to pay by losing.

Send questions and comments for Randy Cohen to Universal Press Syndicate, 4520 Main St., Kansas City, MO 64111, or ethicist@nytimes.com.

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