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Real Estate | With rising home insurance, HOAs in Colorado…
Monday, June 22nd 2026

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With rising home insurance, HOAs in Colorado see skyrocketing fees, lawsuits and death threats

At least 40% of Coloradans live in a homeowner association, but dealing with them can be a frustrating experience. Lawmakers, members are pushing for reforms.

DENVER, CO - DECEMBER 12: Judith Kohler - Staff portraits at the Denver Post studio. (Photo by Eric Lutzens/The Denver Post)
By | jkohler@denverpost.com | The Denver Post
PUBLISHED: | UPDATED:
Viviana Garcia stands outside her townhome where she and several other residents living in a section of townhomes are trying to break from the HOA they are part of and start their own HOA in Longmont on Aug. 1, 2024. (Photo by RJ Sangosti/The Denver Post)
Viviana Garcia stands outside her townhome where she and several other residents living in a section of townhomes are trying to break from the HOA they are part of and start their own HOA in Longmont on Aug. 1, 2024. (Photo by RJ Sangosti/The Denver Post)
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More than 2.3 million Coloradans live in buildings, complexes or subdivisions governed by homeowner associations. Legislators and homeowners are looking at possible changes to how HOAs are run.
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