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SAN FRANCISCO — A state ban on gay marriage is costing the city of San Francisco millions of dollars a year in lost revenue and increased services, an economist testified Thursday in a lawsuit aimed at overturning the prohibition.

Chief city economist Edmund Egan said married people accumulate more wealth and have more to spend on property and consumer goods, which bolsters tax revenue.

He also said the city must spend more on health care for uninsured workers because same-sex couples are not always covered under one partner’s employee health care plan.

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